AI-powered financial intelligence

Stop Tracking Money.Start Understanding It.

Rayo AI helps you understand spending habits, forecast future expenses, and make smarter financial decisions automatically.

Bank-level encryption
Secure PayStack payments
Your financial data is never sold

Compare Features

See exactly what you get with each plan.

FeaturesFreePro

Expense Tracking

Track daily spending manually or automatically.

Manual OnlyUnlimited + Auto Sync

Savings Goals

Set targets for vacations, emergencies, and more.

1 GoalUnlimited

Connected Bank Accounts

Securely sync your financial accounts.

1 AccountUnlimited

AI Spending Insights

Understand spending habits and trends automatically.

Predictive Budgeting

Forecast future expenses based on your behavior.

Smart Savings Recommendations

Get personalized suggestions to save more effectively.

Automatic Categorization

AI organizes transactions automatically over time.

Bank Account Syncing

Securely connect and sync transactions from your bank accounts.

30 synced transactions per monthUnlimited syncing

Data Export

Download your financial history anytime.

Customer Support

Get help whenever you need it.

Standard Email24/7 Priority
Secure payments via PayStack. Cancel anytime.

Understand where your money goes — automatically.

Get AI-powered financial insights, forecasting, and smarter budgeting tools built for modern money management.

Start Free Today